buy Ivermectin uk Allahabad Bank Education Loan Scheme
  

buy Lyrica in uk Eligibility:

• Indian National who has secured admission to professional/ technical courses in recognized institutions in India or Abroad through Entrance Test/ Merit Based Selection Process after completion of H.S.C. (10 plus 2 OR equivalent).

Courses Eligible:

Courses eligible for study in India:

• Approved courses leading to Graduate/ Posy-Graduate degree and P.G. Diplomas conducted by recognized Colleges/ Universities recognized by UGC/ Govt./ AICTE/ AIBMS/ ICMR etc.
• Courses like ICWA, CA, CFA etc.
• Courses conducted by IIMs, IITs/  IISc, XLRI, NIFT, NID etc.
• Regular Degree/ Diploma Courses like Aeronautical, Pilot Training, Shipping etc. approved by Director General of Civil Aviation/ Shipping, if the course is pursued in India.
• Approved courses offered in India by reputed Foreign Universities.

Courses eligible for Study abroad:

• Graduation: For Job oriented professional/technical courses offered by reputed Universities.
• Post Graduation: MCA, MBA, MS etc.
• Courses conducted by CIMA London, CPA in USA etc.
• Regular Degree/ Diploma courses like Aeronautical, pilot training, shipping etc., the Institute duly recognized by the Competent University/ State Body/ Local Aviation/ Shipping Authority.

The information on recognition status of the Institute may be gathered from the following websites:

www.ugc.ac.in , www.aicte-india.org, www.education.nic.in (For studies in India)

www.webometrics.info(For studies abroad)

Quantum of Loan:

Need based finance subject to repaying capacity of the parents / students with following ceilings:

• Studies in India: Maximum Rs. 10.00 lac
• Studies abroad: Maximum Rs. 20.00 lac.

Expenses Considered for Loan

• Fee payable to College / School /Hostel
• Examination/Library/Laboratory Fee
• Purchase of Books / Equipments/ Instruments/ Uniforms.
• Caution Deposit/ Building Fund/ Refundable Deposit supported by Bills/Receipts of the Institution, subject to the conditions that amount does not exceed 10% of the total tuition fees for the entire course.
• Travel Expenses/Passage Money for studies abroad.
• Purchase of Computers essential for completion of the course at reasonable cost.
• Insurance premium for student borrower.
• Any other expenses required to complete the course, such as- Study Tours, Project Work, and Thesis etc.
• Reimbursement of the fee paid at the time of counseling if applied within 60 days from the date of such payment.

Margin

• For loan upto Rs 4.00 lac: NIL
• For loan above Rs 4.00 lac:
      (i) Studies in India: 5%
      (ii) Studies abroad: 15%
• Scholarship / Assistantship to be included in Margin.
• Margin Money to be brought on year-to-year basis

Click here for Rate of interest

Click here for Processing Fees, Prepayment Penalty, Documentation Charges, Mortgage and other charges

Application of Interest:

• Simple interest during moratorium period.
• Service interest during moratorium period regularly and avail a special discount of 1.00% in interest rate.

Repayment:

• Repayment Holiday / Moratorium is €œCourse Period + 1 year€ or €œ6 months after getting job€, whichever is earlier.
• Loans up to Rs.7.50 Lac to be repaid within a maximum period of 10 years & those above Rs.7.50 Lac within a maximum period of 15 years after commencement of repayment period.

Security:

• For IIT/IIM/ISB(Indian School of Business, Hyderabad ), for loan upto Rs 10.00 lac– NIL, Only co-obligation of Parent / Guardian
• For others
  • For loan upto Rs 4.00 lacs: NIL, Only co-obligation of Parent / Guardian
  • For loan above Rs 4.00 lacs and upto Rs 7.50 lacs: Satisfactory third party guarantee & Co-obligation* of parent/ guardian.
  • For loan above Rs 7.50 lacs: Co-obligation * of parents/ guardian & tangible collateral security covering full loan amount.

Delivery Channel

• From all our Branches, Retail Banking Boutiques and Centralized Retail Banking Boutiques
• On-line approval facility for leading 250 institutions within 72 hours.

Value added Service

• FREE Debit Card

Insurance:

• Group Life Insurance Cover to the extent of loan liability for entire repayment period is available.
• Others
  • The parent / guardian would become co-borrower with the student
  • Education Loan would be sanctioned preferably through branches / RBBs/ CRBBs nearest to the place of residence of parents.
  • Second time education loan is available for higher studies / escalation of cost.

Source : ALLAHABAD BANK